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IrelandMayoWestport18 Monamore, Westport, Mayo

€309,000

18 Monamore, Westport, Mayo

4 beds 3 baths 1420ft 2Energy RatingSemi-Detached House Refreshed on Aug 5, 2020
O'Malley Properties
O'Malley Properties
Tel: 098 26 146
PSRA Licence No. 001904
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Central Heating
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Dishwasher

Description

AVAILABILITY IN PHASE 3 Visit the Virtual tour. https://my.matterport.com/show/?m=gG2EDYBFqcr VIsit our new exciting website https://monamoreliving.ie/ Monamore is an opportunity to acquire a high quality and value for money new build of 3 & 4 bedroom semi detached houses. Located on a prime site on the Lodge Road, and within easy walking distance of Westport town centre. With uninterrupted views of Croagh Patrick, the development is tastefully finished with brick paving driveways to the front and private landscaped gardens to the rear of each house. Name of Development: Monamore Name of Developer: Beckett developments Ltd. Architect: David O'Malley & Associates Number of units: 59 First phase: 8 houses 2 x 3 bed semi-detached. Sold 6 x 4 bed semi-detached. Sold Building energy rating: A3 10 year structural guarantee with Global Home Warranties 3 bedroom semi-detached homes (1184 sqft) 4 bedroom semi-detached homes (1420 sqft) The properties qualify for the 'Help to Buy' scheme Temporary Help-to-Buy Scheme Incentive What is the Help to Buy Scheme? The Help-to-Buy incentive, also known as the Help-to-Buy scheme, is a Government tax refund scheme designed to help first-time buyers get the deposit needed to buy a newly built home. Borrowers can claim a maximum of 10% of the value of the property or €30,000 - whichever is lower. Who can claim under the Help to Buy Scheme? An applicant must be: - A First Time Buyer (or Joint Buyers) - Buying a New House (contracts signed before 31st Dec. 2020 to qualify for €30,000/10%) - Buying from a HTB registered Developer - Taking out a Mortgage of at least 70% of the Purchase Price - Living in the house for 5 years post purchase. - Limited to the amount of income tax and/or DIRT paid in Ireland in the preceding four years. How much can I claim under the Help-to-Buy incentive? The maximum tax refund is now 10% of the value of the property or €30,000 - whichever is LOWER. The rebate is only available on properties valued at €500,000 or less. This means that if you purchase a property for €300,000, you can claim the maximum rebate of €30,000. But if you buy a house for €400,000, the relief will be capped at €30,000. Has the Help-to-Buy incentives changed? Yes - as part of the government's July Stimulus package - the current HTB limit of 5% or €20,000 is being increased to 10% or €30,000. This increase is only a temporary measure until the end of 2020. The start date of the increased amount was from the 23rd of July. If you have bought a new house recently and have not yet signed contracts, you may reapply for the HTB scheme to avail of the new incentive. Worked Example: 4 Bed Semi-Detached at selling Price of €309,000 Gross Salary Tax Paid in 4 Years Applicant 1 €40,000 €35,670 Applicant 2 €32,000 €26,000 Total Income €72,000 €61,670* Mortgage borrowing based on 3.5 times total income: €252,000 Help to Buy contribution of: €30,000 Contribution from own savings: €27,000 Total Funds Available to Purchase Property: €309,000 Note: Mortgage Loan to Value (LTV) is calculated at 81.5% which exceeds the minimum requirement of 70% LTV for Help-to-Buy Scheme. *Tax calculated from PWC Tax Calculator 2020 Worked Example: 3 Bed Semi-Detached at Selling Price of €289,000 Gross Salary Tax Paid in 4 Years Applicant 1 €40,000 €35,670 Applicant 2 €32,000 €26,000 Total Income €72,000 €61,670* Mortgage borrowing based on 3.5 times total income: €252,000 Help to Buy contribution of: €28,900 Contribution from own savings: €8,100 Total Funds Available to Purchase Property: €289,000 Note: Mortgage Loan to Value (LTV) is calculated at 87.2% which exceeds the minimum requirement of 70% LTV for Help-to-Buy Scheme. *Tax calculated from PWC Tax Calculator 2020 How do I apply? You can apply online through Revenue's MyAccount service. And as long as you are tax compliant, Revenue will provide you with a summary of the maximum refund available to you within around five working days. There are two stages to the online process: - the application stage: If you are tax compliant, your application will be approved. You will be provided with an application number and a summary of the maximum amount you can claim. You will also be given a 6 digit access code separately through MyEnquiries. - the claim stage: You can make your claim once you have signed the contract for your home. DISCLAIMER: O'Malley Properties for themselves and for the vendors Beckett Developments or lessors of the property whose agents they are, give notice that: (i) The particulars are set out as a general outline for the guidance of intending purchasers or lessees, and do not constitute part of, an offer or contract. (ii) All descriptions, dimensions, references to condition and necessary permissions for use and occupation, and other details are given in good faith and are believed to be correct, but any intending purchasers or tenants should not rely on them as statements or representations of fact but must satisfy themselves by inspection or otherwise as to the correctness of each of them. (iii) No person in the employment of O\'Malley Properties or Beckett developments has any authority to make or give representation or warranty whatever in relation to this developmen

Accommodation

Sitting Room: 4.65m x 4.06m Kitchen Area: 3.64m x 3.16m Dining Area: 4.54m x 3.01m Disabled WC: 1.80m x 1.50m Utility Room: 2.16m x 1.80m First Floor Master Bedroom: 4.54m x 3.44m Ensuite: 2.66m x 1.30m Bedroom 2: 3.65m x 3.15m Bedroom 3: 4.84m x 3.46m Bedroom 4: 2.77m x 2.72m Bathroom: 2.20m x 1.75m Hotpress: 1.84m x 1.0m

Features

INTERNAL SPECIFICATIONS - A3 BER Rating - Architecturally Designed - Triple Glazed windows - Photovoltaic panels to reduce energy costs - Natural Gas heating with combination boiler for hot water and heat - Zoned heating controls. - 150 mm beaded insulation in Cavity. - 37mm insulated plaster board on inner leaf of external wall - 3 layers of 150mm earth wool attic insulation - Elegant high quality fully fitted kitchen. - All integrated appliances - Dishwasher, oven, integrated fridge/freezer - Fully fitted utility room with washing machine and tumble dryer - Tiled and fitted bathroom, en suite and wc - All internal surfaces painted - Wired for intruder alarms. - High quality wardrobes to 2 bedrooms - Fibre optic cable wiring for data and phonE EXTERNAL SPECIFICATIONS - Brick paved driveway with parking for 2 cars - Landscaping to the side of driveway - Fully fenced, soiled and seeded back garden. - Attractive entrance to development and landscaped green areas.

BER Details

BER: A3
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