Buying, moving or improving your home can be exciting, but also a little daunting. Ulster Bank has a whole range of mortgage products to choose from, as well as Customer Advisers armed with an exhaustive knowledge of rates, types, terms and repayment options. Our Customer Advisers at Ulster Bank will help you through the Mortgage process.
Before you begin on this journey there will be some things to consider. Whether you're a new or existing Ulster Bank customer, our range of Mortgages can get you on the property ladder sooner than you think. There are lots of questions that need answers when buying a home, and at Ulster Bank we’re here to help you through the process.
We hope it helps you find your perfect home!
WARNING YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
WARNING IF YOU DO NOT MEET REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
Lending criteria, terms and conditions apply. Over 18s only. Security and insurance are required. Credit facilities are subject to repayment capacity and financial status. Applicant must reside in, and mortgaged property must be in, the Republic of Ireland. The maximum loan to value which will normally be applied is 90%.
The loan amount is not based on one fixed formula. Factors reflecting the repayment capacity of each applicant are individually assessed based on a combination of factors including qualifying income, net disposable income and existing commitments. The cost per month of a typical €100,000 20 year variable rate mortgage at 4.8% Annual Percentage Rate (variable) is €640.77 excluding insurance. Total amount repayable €153,784.80. If rates increase by 1% an additional €55.62 would be payable monthly. Rates are correct as at 30/11/2012 and are subject to change.
Ulster Bank Ireland Limited. A private company limited by shares, trading as Ulster Bank, Ulster Bank Group and Banc Uladh. Registered in Republic of Ireland. Registered No 25766. Registered Office: Ulster Bank Group Centre, George’s Quay, Dublin 2. Member of The Royal Bank of Scotland Group. Ulster Bank Ireland Limited is regulated by the Central Bank of Ireland.