Great mortgage package from Bank of Ireland
Town or country? One bed or two? Bungalow or terraced? There are loads of decisions to be
made when it comes to buying your home and that’s before you’ve thought about where to get
your mortgage.
With Bank of Ireland, deciding where to get your mortgage is easy. We have a great mortgage
offering which is why so many home owners want to start here:
- Market leading fixed and variable rates
- Competitive loan to value rates of up to 92%
- Flexible payment options (deferred start, flexible months and terms up to 35 years)*
- Great discounts on home insurance – if you choose to take this product with us
- Experienced mortgage advisers in every branch
*Flexible payment options are subject to lending criteria and terms and conditions apply.
Such options must be agreed before you draw down your mortgage and are spread over the
term of the loan. Terms of 35 years are available for First Time Buyers only.
Enquire now
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS
ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. THE LENDER MAY ADJUST THE PAYMENT RATES ON
A HOUSING LOAN FROM TIME TO TIME. YOU MAY PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN
EARLY.
Lending criteria and terms and conditions apply. Security and insurance required. The maximum
mortgage is normally 90- 92% of the property value. As a general rule, loan amounts are subject
to monthly repayments not exceeding 30% to 40% of the borrower’(s)’ disposable income and will
vary according to individual circumstances. A typical variable rate mortgage of €100,000 over
20 years costs €531.59 per month (APR 2.60%). The cost of your monthly repayments may increase.
A 1% interest rate rise will increase this repayment to €581.48 (APR 3.60%). This is an
increase of €49.89 per month. Information correct as at 14th May 2009. Bank of Ireland
Mortgage Bank is a member of Bank of Ireland Group. Bank of Ireland and Bank of Ireland
Mortgage Bank, trading as Bank of Ireland Mortgages are regulated by the Financial Regulator.
Home insurance is provided by Bank of Ireland Insurance Services Limited, a member of the
Bank of Ireland Group. Cover is subject to underwriting requirements and terms and conditions
apply. Bank of Ireland Insurance Services Limited is regulated by the Financial Regulator.
Home insurance is issued by RSA Insurance Ireland Limited. RSA Insurance Ireland Limited is
regulated by the Financial Regulator.
