Find a Mortgage with AIB

Whether you are a First Time Buyer, Trading Up or buying an Investment Property, AIB has a range of competitive mortgage options and services to suit you. AIB has dedicated Mortgage Consultants available in every branch who will guide you through the mortgage process and make it as easy as possible.
Check out the great range of mortgage options available with AIB now!
First Time Buyers can apply for a range of benefits including:
  • 1 Year Fixed Rate APR 2.28% is available for new First Time Buyer Owner Occupier mortgages only. Rate reverts to AIB's prevailing Standard Variable Rate for the remaining term.
  • A range of flexible repayment options* such as Interest Only OR 3 months Deferred Start.
  • Mortgage Repayment Terms up to 35 years.
  • 20% introductory discount for First Time Buyers with Home Insurance from AIB.
  • Consultation with a Mortgage Consultants who will guide you through the mortgage process.
  • Consultation with an AIB Financial Adviser to assess your Life Assurance options
We also offer a range of flexible mortgage options for customers trading up, topping up a mortgage or buying an investment property.
* The above repayment options may impact on the amount and/or term of the mortgage and are subject to lenders approval. Deferred Start is where you make no repayments whatsoever for the first 3 months and the interest is simply added to your loan. Deferred Start is not available with the Interest Only Option.
Enquire about our First Time Buyers package now

WARNING: The cost of your monthly repayments may increase - If you do not keep up your repayments you may lose your home.
WARNING: You may have to pay charges if you pay off a Fixed rate loan early.
Where Interest Only Option is availed of:
WARNING: The entire amount you have borrowed will still be outstanding at the end of the interest-only period.
Lending criteria, terms and conditions apply. AIB Insurance Services Ltd. is regulated by the Financial Regulator. Allied Irish Banks, p.l.c. is an authorised agent and servicer of AIB Mortgage Bank in relation to origination and servicing of mortgage loans and mortgages. AIB Mortgage Bank and Allied Irish Banks, p.l.c. are regulated by the Financial Regulator.
Please read our Home Mortgage Regulatory Information and Data Protection - Use of Information Notice
AIB Mortgages
Call us on 1890 724 724 (Monday to Friday 8am to 9pm, Saturday 9am to 6pm) or visit www.aib.ie